INVEST
Newmark’s Private Money Loans:
-
Involve lending to individuals or businesses in exchange for an interest yield.
-
Investing in private money loans, also known as private lending or hard money lending, can offer several benefits for investors. Here are some of the key advantages of investing in private money loans with Newmark Investment, Inc.
Legal Compliance:
-
Newmark is a Nevada Licensed Mortgage Broker that specializes in private money loans. Nevada Mortgage Brokers are required to adhere to strict licensing and regulatory standards. Newmark confirms that all necessary documents are prepared correctly and ensures any Notes & Deeds of Trust legally meet Federal and State regulatory requirements.
High Potential Returns:
.png)
-
Private money loans often come with higher interest rates compared to traditional bank investments or other venture options. This means you can potentially earn a more substantial return on your investment.
Portfolio Diversification:
-
Private money lending can be an effective way to diversify your investment portfolio. Newmark provides a broad range of potential borrowers and lending opportunities. This diversification can reduce the risk association with lending assists in spreading your investment allocation over multiple real estate loans can assist in dividing risk.
Collateral Security:
-
Private money loans are secured by real estate collateral. Although foreclosure would normally not be the Lender’s goal, in case of default foreclosure and thereby taking ownership of the real estate might be the best path to recovering the investment. Alternatively, a third-party bidder at the foreclosure sale may allow the Lender to recoup their capital without taking ownership of the real estate collateral.
Control and Flexibility:
-
As a private money lender, you have ultimate control over the terms of the loan, including interest rates, repayment schedules, and loan-to-value ratios. This flexibility allows you to tailor your investments to meet your specific financial goals.
Passive Income:
-
Private lending can provide a source of passive income. Once the loan is made, you earn interest without actively managing the investment, making it suitable for those seeking a hands-off investment approach.
Shorter Investment Horizons:
-
Private money loans often have shorter terms than traditional mortgages or bonds, which means you can potentially reinvest your capital more frequently and adapt to changing market conditions.
Newmark’s Knowledge Advantage:
-
Private money lending requires an understanding of local & regional real estate markets. Newmark has specialized knowledge & expertise that you as a Lender can leverage to make informed risk assessment lending decisions.
Portfolio Diversification:
-
Working with a Newmark allows you to access a broader range of potential borrowers and lending opportunities. Diversification mitigates risk.
Risk Mitigation & Diversification:
-
Newmark structures loans to minimize risk. Working with a Newmark allows you to access a broader range of potential borrowers and diverse lending opportunities.
Disclosure:
-
It's important to note that investing in Notes/Deeds of Trust originated by a licensed Nevada Mortgage Broker like Newmark Investment, Inc. mitigates risk, it's still essential to conduct your own due diligence and carefully review any loan opportunities presented to you. Private money lending carries risks, such as the potential for borrower default, market fluctuations, and regulatory considerations.
-
There is no substitute for your personal due diligence. Rely on professionals for advice but make the private lending underwriting decisions yourself after careful research and analysis.
-
State of Nevada Mortgage Lending Division requires the following disclosure for all trust deed investors who fund loans: "Investors are not guaranteed any interest or return, and the investment is not insured." The investment is secured by real estate and in the event of default, the investor has the right to foreclose. "Investors must be given applicable disclosures" and investors must be accredited and show proof of ability to invest.